“The 11 Forgotten Laws That Make The Law of Attraction An Unbreakable Force”

Bob Proctor—the master thinker and one of the key figures in “The Secret”—believes that the Law of Attraction is incomplete, and for the first time reveals the 11 Forgotten Laws that will finally uncover the Law’s true potential:
1. Law of Thinking
2. Law of Supply
3. Law of Attraction
4. Law of Receiving
5. Law of Increase
6. Law of Compensation
7. Law of Non-Resistance
8. Law of Forgiveness
9. Law of Sacrifice
10. Law of Obedience
11. Law of Success

With these secrets you can unleash the full power of the Law of Attraction the way its supposed to. THE FORGOTTEN LAWS help you TAKE CONTROL of Your Financial Destiny, especially during financial crisis that affects us badly. Use them to make all the money you want. You can turn your ideas into phisical results. Three paths lie before you:
1. You can bury your head in the sand. As the economy collapses and take down your savings, jobs and 401k with it, you can choose to ignore it and hope that things will recover and life will resume as normal. But at the risk of sounding harsh—with so much at stake, can you really, really afford to do that?
2. You can try to figure all this out on your own. You can grumble about how the Law of Attraction is a sham… on how excruciatingly slow your progress in an unforgiving world. You’re going to live with the knowledge that you once had the chance to never say, “I wish I had known,” but never took advantage of it…
3. Or you can take control of your financial life. You can get the guidance and advice that will amplify the Law of Attraction and put you on the path to quick and lasting prosperity. The Forgotten Laws will introduce you to a reality where money, health and love are in limitless abundance. Click Here!

Stock and Mutual Fund Analysis

Founded in 1984, Morningstar is one of the most respected names in independent investment research and opinion, as well as the recognized leader in stock and mutual fund analysis. Their mission is to create great investing products to help people reach their financial goals.

Consistently ranked among the best investment sites on the web, Morningstar.com offers a wide range of online portfolio management tools, financial data, unbiased stock and fund analysis, video commentary, and more. In fact, they have more than 6,000,000 registered members.

Because their products focus on sound investing fundamentals and take a friendly, easy-to-understand approach, Morningstar appeals to a wide range of investors -- from beginners to the most experienced.

In challenging economic times, investors are looking for independent, objective financial information. They're looking for Morningstar.

Morningstar offers several ways to help investors take charge of their portfolios in any economic environment, including:

-Free Membership at Morningstar.com—access to news, fund and stock financial data, screening tools, an online forum, and portfolio management tools.
-Premium Membership at Morningstar.com—detailed reports by our 150-plus analyst team, full-featured portfolio tools, Morningstar Ratings™, management Stewardship Grades, and much more.
-Subscription-based Investing Newsletters—monthly performance data, research analysis, and insight on key investment types, including funds, stocks, ETFs, dividend-paying stocks, growth investing, and specific fund companies.

Watch Satellite TV on Your Computer and Save Money

Average satellite or cable TV cost for the year - $720
At the moment, chances are, you are paying over $60 a month for satellite/cable as I did, and probably only receiving a few hundreds channels. Stop paying for high-priced cable or satellite services! You can instantly turn your PC into a super TV and no longer have to worry about satellite and cable bills. "Satellite TV for PC ™ is the product of more than 7 years of dedicated research and development to create an easy-to-use computer program that legally accesses thousands of television channels from all over the world and sends them to your computer through the Internet!”
-With one easy software download, you can watch hundreds of LIVE worldwide channels on your PC, free of charge: Sports, News, Movies, Music, Weather, Kids Channels, Educational, Shopping, Clips + Radio Stations and much, much more!
-Works anywhere in the world: Whether you are in the United States or in Australia, enjoy thousands of satellite channels directly in your PC!
-You can also watch the Big Games LIVE without any additional fee or subscription!
-Watch TV in English, Spanish, German, Arabic, French, Italian, Russian, Dutch and more! You may also browse world TV by regions or by country name.
To be honest, I was a bit skeptical at first, however now I can clearly say that this is one of the best purchases I have made! Enjoy your TV and save your money during hard times!

Click Here!

10 Tips How To Maintain Your Credit

A good credit history with high FICO scores (>680) is crucial today to obtain any type of credit.

If your middle FICO score is lower than 740, most likely that for each 10-20 points lower you will have credit score adjustment to your interest rate. The higher credit score, the lower payment. Let's say by improving your credit score you save approximately 2% on a $200,000 home mortgage loan. That will save you about $100,000 over a 30-year term.

You should know how to maintain your credit:
1) It is important to see a copy of your credit report from each credit bureau (Equifax, Experian, Trans Union) and FICO credit scores before you apply for a mortgage. Be aware that not all credit scores are FICO. Lenders use middle FICO score. Errors in credit reports are not uncommon. If you find any error on your credit report, notify the credit-reporting company immediately. Make a dispute online, by phone, or by mail. It’s free.

2) If you have multiple errors, how many disputes should you send at one time?
I would have sent one dispute at a time to each bureau and wait for the results. You will typically get a response in 30 to 45 days. Sending multiple disputes at one time may trigger the credit bureau to "red flag" your account that you're using of a credit repair company.

3) Protect your identity. Don’t be a victim of ID theft. You can spend many hours cleaning up your credit. We advise you to check your credit report regularly.

4) Don’t be late on your payments, especially on your mortgage. If you have late credit card payments, lenders can disregard them after 1 year. If you have late payment on your mortgage, it can be a big problem. Many lenders will not accept your application if you have just 1 late mortgage payment during the last 12 month. If you are in a situation when you are not able to make a payment on time, don’t hesitate to call your creditors and try to negotiate with them before they report your late payment to the credit bureau.

5) Maintain a credit card balance no more than 30% of credit limit. If you have credit card balance more than 50% of high credit, it can decrease your score by 20-30 points. For example, the credit card limit is $8,000. Advisable to have the balance no more than $2,400 (30%) without hurting your score. Don’t consolidate your cards if the combined balance is more than 30%-50%. Another example, you have one credit card with $5,000 balance and $6,000 credit limit and the other credit cards with low balances and high limits. Try to spread the over-balance $3,200 among them. It can help to increase your score.

6) What if a creditor doesn't report a credit limit but reports a high balance?
This is not sufficient for the account to be scored correctly because the company does not report the high credit limit, just the high balance. The only thing you can do is to contact the creditor and ask them to report your credit limit.

7) Don’t close your paid credit card accounts. It can lower your score. Even if you have any paid charge-offs, why remove them? Any type of paid account shows some level of responsibility. Removing any type of paid account can have a net score lowering affect. For example, let's say leaving the paid charge-offs on your report might only be hurting your score by 5 points. However, getting the account deleted might lower your score by 25 points.

8) You should have minimum 4-6 open and active trade lines. Active! A perfect credit report is not always the highest scoring. Some people have many open trade lines but not active. You should use credit cards (responsibly) or have other active trade lines such as mortgage, car loan, student loan... Inactivity of your trade lines might give you a lower credit score.

9) Multiple inquiries for credit can lower your score substantially (inquiries older than 12 months old has no effect). If you have tons of credit and you don't want any more pre-approved credit offers, you can opt-out by calling the credit bureaus. If you are building your credit, you want to receive pre-approved offers, so opting-in is to your advantage.

10) What's the best way to get credit reports and scores? You can get a free copy of your reports once a year by calling the Annual Credit Report Service at 877-322-8228 or you can order both your credit reports and scores from each credit bureau. You will get each bureau's "standardized" report. You can have instant access to your 3-in-1 credit reports and scores online. I would order them from myFICO or Equifax.

More credit tips...

Attract Wealth

Joe Vitale and Mark Ryan
What will change in 2009?

We're living in interesting times. A new president, an uncertain economy, and in January, the start of the final year of this decade.

What will you do differently?

It's been said that the Divine will ask you to claim your life's purpose with a whisper, and it will keep getting louder until you finally hear it and take action.

The Divine WANTS you to experience the abundance that surrounds you. If you're not living the life of your dreams, there's something holding you back. Something within you. These unconscious beliefs operate as Negative Emotional Vibrations™ to limit your daily experience of abundance.

Joe Vitale and Mark Ryan created the Subliminal Manifestation DVDs to help you get beyond those blocks, to get clear on your dreams... and to get clear enough to experience all that you hope for.

"What if you could clear your unconscious beliefs and more readily attract an experience like a super-magnet...money, wealth, and abundance...simply by watching a DVD?

Well, you can. This DVD is specifically designed -- using Ericksonian Hypnosis, Neuro Linguistic Programming, Ho'oponopono, and state-of-the-art visual subliminals -- to super-magnetize your unconscious mind for wealth-producing thoughts which will translate into beliefs and behaviors that can quickly put you on the road to wealth...NOW!

This DVD uses methods that will allow belief shifting concepts to sink deep into the unconscious mind, which is the very place where most of our beliefs operate to program our reality. Ericksonian Hypnosis, NLP, and Visual Subliminals are fancy words for types of languages that your unconscious understands. Someone who is good with these types of languages can learn to talk directly to the parts in you that hold these old beliefs that limit you and install new unconscious beliefs that magnetize your life for abundance."

SubliminalManifestation.com


Attract Wealth Home Study Course was created as a guide based on the information presented at The Attract Wealth Seminar, and added an additional 10 hours of audio interviews from some of the most interesting people from the seminar -- speakers, attendees, and a special interview with Joe Vitale's personal assistant, Suzanne Burns. Suzanne has interesting insights into what makes Joe as successful as he is.

Save Money by Improving Your Credit History

The current global financial crisis, credit meltdown, housing crisis -- the worst economic situation that our country is facing since the great depression. Most people do not understand exactly what happened and what's going on. Everyone seems to be blaming someone - Wall Street, the government, banks…. Should we point a finger at ourselves also? Absolutely! And this is your responsibility to choose the right broker and understand the mortgage program you agree to take. People spend more time picking the color of new washing machine than on one of the most important financial decisions such as a real-estate investment. Most people have no idea or a vague idea of how the mortgage industry works. Knowledge is a key to figure a way out of the mess.
The mortgage industry is very challenging and the market is constantly changing. Old rules don’t work anymore. Many mortgage programs were eliminated. Guidelines are changing almost everyday. Starting 2009 new rules for ordering house value appraisals will take place. Guidelines became more strict and demanding. Does it mean we can not obtain a mortgage? No. Banks are still lending. Whether you are refinancing or ready to get into a new house, you must be aware of new rules and current mortgage options. To maintain a good credit history is crucial today to obtain any type of credit.
While some surveys show that 9 out of 10 consumers are unaware what their credit score is, I'd like to quickly share with you how your credit score could be costing you a fortune (in more ways than you can imagine).
We all know a low credit score will make everything in the world of finance more expensive because of higher interests rates from lenders due to being considered a greater credit risk (i.e. higher interest rates on cars, homes and credit cards). While this may be considered common knowledge by some, it's truly devastating effects are understood by few.
For example. If you purchase a $200,000 home on a 30 year fixed mortgage at 8% interest instead of 6% (because of your credit score); that 2% is going to end up costing you a total of $96,934.11 over the term of the loan. Now, think about how many extra years you'll have to work to pay off $96,934.11 because of an extra 2% in interest?
The part few people talk about is all the other areas in life where a low score will increase your cost of living on an annual basis. For example. In addition to paying more for a car, home and credit cards, a low credit score will most likely have you paying more for the following as well:
1.) AUTO INSURANCE. As many as 92% of the 100 largest personal automobile insurers use credit information to underwrite new business, according to a 2001 study by Conning & Co., an insurance-research and asset-management firm.
2.) HOMEOWNERS INSURANCE. It's thought many insurance companies see a correlation between low credit scores and increased property insurance claims. Therefore, a low score will result in a higher rates.
3.) LIFE and HEALTH INSURANCE. Customers who are unable to pay their monthly insurance premium there bypass along that increased cost to the insurance company whose stuck with the bill (resulting in a loss for the company). Since customers who pay without lapse are more profitable it is felt by many that a low credit score now even affects a monthly life and/or health insurance premium negatively.
One of the more shocking areas where a low credit score will cost you is in the area of employment. It's estimated as many as 42% of employers now do credit checks on applicants before hiring them (according to a 1998 survey by the Society for Human Resource Management).
While many employers claim they only do it to verify information on your application (such as where you live and where you have worked etc.) we can both assume they are taking the liberty to have a peek at how you handle your financial affairs as well. According to the Public Research Interest Group (PIRG) as many as 79% all credit reports contain errors, 25% of which are serious enough to cause the denial of credit (according to a 2004 report).
And that's all the more troubling inlight of the increasing impact a bad credit report can have, says Ed Mierzwinski, director of PIRG's consumer program. "It's outrageous that the credit bureaus are claiming their scores are accurate enough to take people's lives and screw with them like this".

Creative Jobs Central

Creative Jobs Central is the world's largest resource for jobs within creative and competitive industries. Creative Jobs features targeted job opportunities, broken down by industry, category, subcategory, location, experience and position type. With thousands of employees and over a thousand companies active, Creative Jobs Central has the highest quality job listings in any industry it features.
Unlike traditional job sites, Creative Jobs Central requires a commitment in the form of a subscription from applicants and completely separate sub-websites for each industry. This results in only high quality job postings from employers, since they can be sure they are only getting relevant employees who are properly suited for the jobs they apply for, and provides an ample opportunity for you.

Green Energy Option to Save and Earn Money

Alternative fuels and hybrid cars are becoming more popular everyday. Bio-diesel and E85, hydrogen fuel cells and electric power are alternative green fuels to run our cars and vehicles. The most important to the United States transportation system is Hydrogen Fuel Cells.

Buses, rockets and some submarines currently run on hydrogen. Hydrogen is used to launch the Space Shuttle into space. Japan has developed a hybrid fuel cell train. At the 2008 CES (Consumer Electronics show) in Las Vegas, there was a new water-powered device for charging laptops and other electronic devices!

Hydrogen Fuel Cells produce energy from a reaction of oxygen from the air and water - HHO (2 Hydrogen + 1 Oxygen). HHO is extremely efficient, burns smoothly and creates a powerful energy, whilst the end product is just water vapor. Using pure hydrogen to power fuel cell vehicles include zero emissions which will provide for cleaner air and reduce greenhouse gas emissions.

Hydrogen is a renewable unlimited resource. Energy independence from imported oil could be achieved by the nation by the use of fuel cell technology. The industry is starting to test and develop these vehicles. Ford has already manufactured a fleet of Hydrogen fuel-celled Focus — helping to bring greener cars to our future. Due to the current global crises, technical and cost barriers, need for an infrastructure to support the vehicles, it may take years before hydrogen vehicles will be in production.

Until the auto manufacturers catch up, many people claims that they already use this technology and run their cars on water, supplemental to gasoline, to increase car's fuel efficiency and reduce fuel cost. It can be done at a very reasonable set-up cost and installation takes less then an hour.

To turn this into a full time job can be a grate opportunity to earn money on the current market and to help people to reduce their dependency on buying gas at the oil pumps.

Water Gas Videos

Do-It-Yourself (FAQ)

Six Figure Yearly

Six Figure Yearly is a program that show you how to generate $1000 - $3,500 a day just follow the easy instructions and access your money through any ATM anywhere in the world. "This simple, but secret system is consistent, safe, legal and secure. If you can follow the instructions I give you, you could have the same results I have. It doesn't matter who does it. It doesn't matter how many people read this",--wrote by the Author.

What people say about Six Figure Yearly Program:
"We were amazed at all of the information contained in this business program.
We really felt that this program was put together very well in a way normal people can understand. This is due to the well written text and also the step by step videos that walk you through different parts along the way.
This is one business plan we purchased, that we actually say, we learned a ton!"


"We didn't want to become rich, we just wanted extra income to supplement our retirement. The last thing we wanted to do is work our entire lives and have to worry about making ends meet.
We didn't consider ourselves very computer literate, so we were a bit nervous at first, not knowing what to expect. Once we ordered and dove into it, we realized that it was both something we understood and also could do.
The videos are a great addition to the program and helps people like us understand it quicker!"

Master the Secret to Attract Money

If you are familiar with the Law of Attraction and with the books "Think and Grow Rich" and "The Secret", you should know that you can attract anything you want. (See my previous post).
For those who want to Master The Secret and to Be Successful is "The Secret Behind The Secret", a new book by Dr Eric Amidi. He is a Quantum Physicist and Founder of “Believe and Manifest", the network of people from across the world who have embarked on the journey of mastering the Law of Attraction and manifestations.
Dr Amidi has integrated various fields such as Science, Philosophy, Theosophy, and Mysticism to explain the inner workings of the law of attraction and manifestations and to help this network manifest all their desires in their lives.
.
“This Book Summarizes Everything You Will Need To Know To Manifest Your Desires In Your Life” The scientific principles behind the Law of Attraction…and how you can really put it to work for you.
You’ll be exposed to the truth…… read more

“Use this powerful method for good only”.

Changing Your Thinking

Before learning anything about making money you must change your thinking. Well, it is a fact that in order to become wealthy, you must change your frame of mind and your way of thinking into that of already successful people.
Becoming rich is something that originates in the mind. There is a clear difference in mindset and thinking habits between those who are rich and always attract wealth and between those besides them.
I cannot stress enough how important it is that you grasp this concept.
I strongly suggest that you read the following excellent books. I suggest that you buy your own print copy of "Think and Grow Rich", a classic by Napoleon Hill, and constantly refer back to it. You can get it from Amazon.Com. Believe me, it will change your life!
The most crucial step in enriching your life, is changing what goes through your mind. You need to really appreciate this - don't ask why - you will soon realise it for yourself. I strongly recommend that you at least read through "The Secret" by Rhonda Byrne. As you read through it, you will start altering your perceptions and radically changing the view you have about yourself, your abilities and your potential.

Top money-making secrets revealed

If you've ever wasted money on the latest on-line money-making technique, or wondered whether anyone makes money on the web, you're in luck. Because we have reviewed all of the top selling programs on-line and settled on the only systems which have been proven to generate serious income for work at home entrepreneurs. It doesn't matter whether you're a complete beginner or a seasoned on-line pro: you just need to follow the step-by-step blueprints laid out by each expert and start enjoying the on-line success you deserve. Read more...

How to make money without spending on ads

Never has there been a time when someone sits down and shows you step by step blueprints to make real money on the internet. Furthermore, no one in the right frame of mind will show you a way to do it WITHOUT spending a single penny on advertising.
You see, the Internet is huge and millions come online to have a crack at it. Majority (99.9%) just don’t have a clue where to start. They attempt some techniques exposed by well known internet marketing gurus, butnever really make some serious money.
Well the thing is, the owner of Google Snatch is NOT a guru. Simple down to earth guy who just knows what to do to make money online! Best of all are the techniques he uses to dominate not only a niche market but also markets that have thousands of competitors owned and run by large corporations.
He implements his own techniques and actually, in one word, hammers his competition. No Google Adwords to cheat, as each click costs an expensive $100. As at the end of the day, the bigger the market, the bigger the competition, so more spending power!
Now millions are afraid to compete in big markets because the people (companies) who have the money CAN demolish their competitors. But what he tells you is, BIG companies have more money than sense. There is no need to spend thousands of dollars to make money online. If you have the right formula, (The FREE Click Formula) then why waste money on paid clicks.
The problem with paid advertising, whether its Google, Yahoo or MSN, you can get high placements almost instantly, but whose clicking on your ads? I mean whose accumulating a large bill at the end of the month for you? Your competitors? Happy clickers? Or actual ‘real’ customers?
The work involved is just as much as setting up a Google Adwords campaign. Since the Google Slap came to the scene, it was made clear that for each keyword you bid on it requires a unique page, as a must, to achieve good popularity ranking.
So the idea is simple, yet thousands think, actually MILLIONS think, Adwords is quicker? It takes 15 minutes for the world to see your listing! But in order to get to those 15 minutes, it takes the same time to find the keywords, create the landing page and to get the campaign on its feet. Overall you could say it takes maybe 60 – 90 minutes, maybe more.
Once this is setup, people will actually start seeing your ads AFTER 90 minutes as the work needs to be done beforehand.
Now for the alternative, inside Google Snatch! It takes 60 minutes for the world to see your ad, PLUS you don’t pay a single cent on a click. Yet to that matter never will you ever again pay for a click once you discovered these techniques. So this you could say is the REAL get your Google ads for free!
It was suppose to be priced at $997, but at present it’s next to NOTHING! So go over to the website now before your competitors use this method on you.
Never pay for Google ads ever again and let the world see your site within 60 minutes!
To your success,
Gloria

How to make money in any economy

In today's economy the Real Estate Market is down, the Stock Market is down, credit crunch and so on. But we still have a huge market that grows every day.
Every day, millions of people go online to search for products, services, information. The more this market grows -- the opportunities to make money also grow. But only for those who are willing to acquire the long term skills. Education is a key. Don't believe those scams that promise you fortunes overnight. My advice is to check this site.
Profit Lance is the great online marketing course equipped with the knowledge, the skills, the tools, the resources to research, analyze and identify opportunities and to implement the strategies to make money from those opportunities. It is a lot of opportunities around!!! Internet Market will never be down. And what I like the most of this market, we don't need to invest money to succeed, only acquired skills.